Tom Nook, the enterprising tanuki (raccoon dog) businessman who runs the town's infrastructure. Rotund figure with brown fur, often seen wearing a cozy sweater vest. Sharp business acumen combined with a fatherly demeanor. Provides essential services to villagers, including housing and loans. Despite his capitalistic nature, he has a soft spot for the community and reinvests much of his profit into the town. Known for his catchphrase "yes, yes" and his ever-present reminder about home loans.